![]() 1% cash back is credited instantly following purchase with no maximum spend. †Cash back is credited once per month for all rewards above 1% and credited to your account with a maximum of $2,000 annual spend per calendar year. Review the Baselane Business Deposit Account Agreement for more information. This is a variable rate and may change after the account is opened. *4.19% Annual percentage yield (APY) effective. Please contact with questions on the sweep program. You can access the terms and conditions of the sweep program at and a list of program banks at. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, NA Member FDIC or up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. and may be used everywhere Visa is accepted. The Baselane Visa Debit Card is issued by Blue Ridge Bank, NA and Thread Bank, pursuant to a license from Visa U.S.A. Banking services provided by Blue Ridge Bank, NA and Thread Bank, Members FDIC.
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